C.R.E.A.M. — Comprehensive Retirement & Estate Asset Management
Comprehensive Retirement & Estate Asset Management
Our C.R.E.A.M. program is designed for clients who understand that building wealth is a marathon, not a sprint. Whether you're just starting out or managing a complex estate, our certified planners will put together a strategy that works dollar by dollar, day by day.
Cash Management
- High-yield savings accounts up to 4.5% APY
- Money market funds with same-day liquidity
- CD laddering strategies for guaranteed returns
- Automated sweep accounts to maximize idle cash
Retirement Planning
- Traditional & Roth IRA accounts
- 401(k) rollover & consolidation
- Social Security optimization analysis
- Required Minimum Distribution planning
Estate Planning
- Revocable & irrevocable trust management
- Generational wealth transfer strategies
- Charitable giving & donor-advised funds
- Life insurance & annuity coordination
Asset Protection
- FDIC-insured deposits up to $250,000
- Fraud monitoring & identity protection
- Umbrella insurance partnerships
- Business succession planning
C.R.E.A.M. Advisory Tiers
| Tier | Assets Under Management | Annual Fee | Features |
|---|---|---|---|
| Method Man | $25,000 – $99,999 | 0.85% | Quarterly reviews, online portal, email support |
| Raekwon | $100,000 – $499,999 | 0.65% | Monthly reviews, dedicated advisor, tax optimization |
| GZA | $500,000 – $1,999,999 | 0.45% | Bi-weekly reviews, estate planning, priority support |
| RZA | $2,000,000+ | 0.25% | White-glove service, full family office, concierge access |
Ready to get started?
Cash rules everything around me. Let our advisors help you make the rules work in your favor.
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